Ylla|Gosney of Oklahoma City helps fire victims take on unhelpful insurance providers when they try to limit or deny coverage. We help homeowners and other property owners file claims backed with documentation of the full extent of damage to earn the maximum recovery help possible. We also get aggressive on behalf of clients who have had their claims unfairly rejected. Contact us today to set up a free, no-obligation consultation to learn more.
Do I Need a Lawyer After My Property Is Damaged by Fire?
Not every fire victim will need a lawyer to get fair treatment from insurers. If you receive the benefits you were promised in your policy and your damage isn’t too extensive, a lawyer probably can’t improve the outcome of your claim. But when repairs will be expensive, or you’ll have to rebuild entirely, a lawyer may be able to help you secure much more in insurance compensation. Your lawyer also serves as an important safeguard against shady insurance tactics meant to rob you of support.
Unfortunately, when the cost of damages is higher, homeowners and commercial insurance adjusters fight harder to avoid having to provide full compensation. They are trained to undervalue damage and even find excuses to claim that you aren’t covered for certain damages when you are. An insurer may even delay responding to your claim, hoping you’ll become frustrated enough to accept any offer.
Sadly, two homeowners with the same exact damage won’t receive the same level of support. Your lawyer can often secure much more in recovery support for policyholders than they could win for themselves. This includes substantial compensation to pay for the restoration of a fire-damaged property.
Devastating Fires for Oklahoma City Families and Business Owners
Fires can burn an Oklahoma City home down to its foundation, leaving no doubt that a new home will need to be built. Victims should get the maximum support from their homeowners insurance so they can fully rebuild and get back to normal life in a new home or business, along with replaced possessions.
But in some cases, a home is left standing with only partial damage. It will need repairs to make it livable again. Even fully insured homeowners may have to fight to get the compensation they require to pay for rebuilding parts of their homes, removing smoke damage, painting, cleaning, and detoxing.
It’s also critical that restorations are accomplished with careful attention and quality materials. Harmful chemicals can be left in walls and furniture that look perfectly fine but can harm your family members months after a fire.
What Type of Insurance Tactics Should I Look Out For After a House Fire?
Unfortunately, insurance adjusters often make it tough for victims to rebuild their lives. They not only reject claims, but they save money by offering victims less than they need to erase fire damage.
These are just a few of the ways Ylla | Gosney Attorneys at Law help you fight back against insurance tactics used after a fire:
- Purposely appraise your fire damage lower than the actual cost to fix it
- Make you wait on a response as bills pile up
- Hope you become desperate and ready to accept any “lowball” settlement offers extended
- Falsely reject your fire damage claim, saying that fine print in your policy excludes you
Your attorney is a safeguard against these tactics and more. Your lawyer fully investigates your fire and totals what your true damages will cost to repair. Ylla|Gosney then goes after full compensation on your family’s behalf at the negotiating table with insurance companies.
We can also help house fire victims who have been rejected for support. We file appeals and even prepare strong lawsuits against unhelpful insurers.
We take action when insurance companies purposely delay a response and can report the insurers to the Oklahoma Insurance Department.
What Types of Things Should Be Compensated After an OKC Fire?
Homeowners and business owners who lose their homes must file claims with every hardship included and with accurate estimates of their damage and the cost to fix it.
When the full impact of fire isn’t communicated, victims can face the leftover bills for repair efforts now and in the future.
These are the benefits our Oklahoma City Fire Damage Claims Lawyers would be demanding for you:
- Full cost of replacing a home or business or the maximum in support promised in policy terms
- Full support to pay for home repairs
- Full support to replace all furniture, vehicles, keepsakes, and other possessions
- Full value to repair smoke, ash, and soot damage
- Cost to fix mold and mildew damage
- Cost to repair water damage
- Cost to repair damage caused by vandals and looters
- Cost of loss of property value
- Costs of living while unable to return to a burned structure
Contact an Oklahoma City Fire Damage Insurance Claims Lawyer
If you have major damage and are worried about getting full support when you file your claim, contact Ylla|Gosney for a free case consultation. You should also speak to a lawyer if you’ve been underpaid for your fire damages or if your claim has already been unfairly rejected.
There’s no obligation for this free case review. We will sit down with any victim in Oklahoma and help them sort out their best options. A consultation is an easy way to determine if you should be expecting more for your claim than you originally thought and how to hold an insurer fully responsible.
If you require our help to get the help you need, you won’t need any money to hire a Ylla|Gosney attorney. We don’t get paid unless we win your claim for you. Then our fee comes out of the support an insurer is forced to pay to you.
