Ylla|Gosney of Oklahoma City takes on unhelpful insurance providers when they try to rob victims of compensation after damaging weather events like hail. We help home and property owners file claims backed with evidence to earn the maximum in recovery help possible. We also assist clients who have had their claims unfairly rejected. Contact us today to set up a free, no-obligation consultation to learn more.
Do I Need a Lawyer After My Property Suffers Hail Damage?
Not every hail damage victim will need a lawyer to get fair treatment from insurers. If the difference between what you feel you should get and what you receive in an insurance check is only a few hundred dollars, a lawyer may not be able to win you a significant improvement. But when the damage is extensive and likely much more costly, it’s a good time to consult with a skilled Oklahoma City Hail Damage Lawyer.
Unfortunately, when the cost of damages is higher, homeowners and commercial insurance adjusters fight harder to avoid having to provide full benefits. They are trained to undervalue damage and even find excuses to claim that you aren’t covered for certain damages when you are. An insurer may even delay responding to your claim, hoping you’ll become frustrated enough to accept any offer.
Sadly, two homeowners with the same exact damage won’t receive the same level of support. Your lawyer is a safeguard against this treatment and can often secure much more in recovery support for policyholders than they could win for themselves.
Oklahoma City Hail Dangers
According to the Insurance Information Institute (III), Oklahoma has ranked in the top 5 states for major hail events in several recent years (2016, 2017, 2020, 2021). As recently as September 2024, oversized hail did terrible damage to OKC. News 9 reported on a powerful hail storm. Golf-ball and tennis-ball-sized chunks damaged homes, and businesses, and shattered car windows.
In 2023, State Farm said that Oklahoma placed 9th on a list of states with the most hail damage claims. These figures indicate that for property owners living in Oklahoma City, it may only be a matter of when they’ll be affected by hail destruction.
How Can a Hail Damage Claim Lawyer Get Me More For My Claim?
Homeowners, vehicle owners, and business owners who pay their property insurance premiums should be able to count on full support from insurers in the aftermath of a storm. They should be able to start repairs on their homes and get their businesses back up and running with the full backing of insurance providers.
Unfortunately, that’s not always the case. Insurers may instead choose to reject claims and question every request for support. But more commonly, they’ll have their insurance adjusters undervalue your claim and provide you with far less than you’ll need to fully recover.
Property owners can get the settlement checks and quickly realize they can’t repair or rebuild their homes or businesses with the money they’ve been given. It’s not enough.
A skilled Ylla|Gosney attorney is a safeguard against this type of shady treatment. We get aggressive on behalf of our clients. We stand up for clients whether they are just starting the claims process or they’ve already been through it and received nothing.
These are just a few of the ways a lawyer can greatly improve the outcome of your hail damage insurance claim:
- We inspect the damage ourselves to determine the real cost of repairing your property
- We push back on an insurance adjuster’s estimates when they are too low
- We help you reject “lowball” settlement offers that won’t cover all of your damages and help you demand more
- We use our experience at the negotiating table to demand the maximum compensation for our clients
- We take action when insurance companies purposely delay a response to a storm victim who may be left homeless or without a way to earn a living
- Will can help you file an appeal or a lawsuit if your claim is rejected unfairly
The Types of Hail Damage Claims We Litigate
Hail can cause devastation that’s hard to miss. But some hail damage is harder to see. Damage to roofs is especially hard to gauge. Cracks and holes in shingles can lead to leaks in the future.
An unskilled insurance adjuster, or one who is purposely overlooking the damage to your property, might be way off on an estimate for repairs or replacement. Homeowners may be unaware until they receive a settlement check and talk to a contractor about what it’s actually going to cost.
Victims can be left in a vulnerable spot as they desire to return their families to their homes and seek to rebuild a damaged business so they can earn a living again.
Insurance companies should move quickly to help policyholders quickly get repairs underway on these and other projects:
- Roof damage
- Gutter damage
- Siding damage
- Interior damage due to leaks
- Mold damage
- Tree and yard damage
- Vehicle damage
After a major storm tears across Oklahoma City, insurers may spend more time trying to limit or deny claims than actually helping victims rebuild their lives. That’s when Ylla|Gosney Attorneys at Law steps in to force insurance providers to act quickly and to provide what’s actually needed to fix all hail damage safely and effectively.
Contact an Oklahoma City Hail Damage Insurance Claims Lawyer
If you have major damage and are worried about getting full support when you file your claim, contact Ylla|Gosney for a free case consultation. You should also speak to a lawyer if you’ve been underpaid for your damages or if your claim has already been unfairly rejected.
If you feel we can help you earn more for your hail damage, you won’t need to worry about finding the money to pay a lawyer. We don’t get paid unless we win your case against the insurance company. Then our fee is paid out of the compensation an insurer is forced to pay you.
